In Good Company: Eldercare in Your Backyard

Medicare Premiums SKYROCKET 794% - How to Save Yourself

If you’ve seen shocking increases in your Medicare Part D drug plan premiums — you’re not imagining it. In 2026, some plans are jumping by hundreds of percent, deductibles are climbing, and a few $0 premium options are disappearing altogether. In this episode, Spencer breaks down exactly why this is happening — and, more importantly, how you can protect yourself from overpaying. From the Inflation Reduction Act’s new rules to the redesigned Part D phases and the new $2,100 out-of-pocket cap, you’ll learn how to navigate the biggest Medicare prescription drug changes in decades. 👉 Inside this episode: ✅ Why some Medicare Part D premiums are skyrocketing ✅ How the Inflation Reduction Act changed everything for 2026 ✅ What those new deductibles and copays really mean for you ✅ 5 simple steps to protect yourself and lower your total drug costs ✅ Costly mistakes to avoid during the 2025 Annual Enrollment Period 📅 Key dates: Annual Enrollment Period (AEP): Oct 15 – Dec 7, 2025 New 2026 plans begin Jan 1, 2026 💡 Bottom line: Don’t panic — prepare. With the right plan comparison and a few smart moves, you can avoid surprise bills, stay covered, and save hundreds (even thousands) next year. 🎥 Watch until the end for Spencer’s 5-step protection plan that could make all the difference. 💬 Found this helpful? Hit LIKE, SUBSCRIBE, and SHARE to help more people understand the changes coming to Medicare Part D. #medicare #medicare2026 #medicarepartd #medicarepremiums #medicareplans #MedicareDrugCoverage #partd #inflationreductionact #MedicareSavings #RetirementPlanning #SeniorHealth #MedicareTips #medicarehelp #medicareopenenrollment #AEP2025 #MedicareNews #PharmacyCosts #prescriptiondrugs #healthcarecosts #seniors #agingwell #ingoodcompanypodcast #eldercare #healthcareexplained

The Hidden Revolution in Healthcare with Dr. Curtis Mattson (Part 1)

In a world where healthcare often feels impersonal, Dr. Curtis Mattson is proving that technology and empathy don’t have to compete — they can collaborate. As the Administrative Director of Cardiovascular Services at CoxHealth, and a clinical psychologist by training, Dr. Mattson brings a rare perspective to how people and systems thrive together. In this conversation, we dive deep into the evolving relationship between AI, leadership, and the patient voice, exploring how artificial intelligence is reshaping the way we heal, communicate, and connect. From reimagining the role of caregivers to understanding the psychology of decision-making in hospitals, Dr. Mattson reveals how the next frontier of healthcare is built on one timeless principle: human connection.#healthcaredecisions #healthcarecosts #healthinsuranceexplained #healthcareupdate #healthcarepolicy #healthcarepodcast #healthcareinnovation #futureofhealthcare #healthcareleadership #healthcaretransformation #empathyinmedicine #humancenteredcare #patientexperience #humanconnection #digitalhealth #aiinhealthcare #healthtech

7 in 10 Seniors Get This Medicare Decision Wrong

Turning 65 soon? You’re about to make one of the most important (and confusing) health decisions of your life — choosing between Medicare Advantage and Medigap (Supplemental Insurance).
In this episode of In Good Company, Spencer breaks down what’s new for Medicare in 2026, how each path actually works, and which option could save you thousands. Learn the key differences between Medicare Advantage (Part C) and Original Medicare + Medigap + Part D, plus how to avoid common enrollment mistakes and lifelong penalties.
You’ll discover:✅ What’s changed for 2026 — new Part B premium, deductible, and out-of-pocket limits✅ The pros and cons of Medigap vs. Advantage (networks, costs, freedom, and stability)✅ How the $2,000 annual cap on drug costs works — and why it matters✅ Timing rules that can make or break your enrollment (OEP, ANOC, and more)✅ A simple 7-point checklist to choose confidently✅ Myths that cost retirees thousands — and how to avoid them
By the end of this episode, you’ll know exactly which Medicare path fits your health needs, travel habits, and budget style.
🎧 Listen to more episodes of In Good Company for practical, no-sales-pitch insights about Medicare, retirement, and healthcare decisions that truly matter.
#medicare #medicare2026 #medicareadvantage #medigap #originalmedicare #medicaresupplement #turning65 #medicareenrollment #retirementplanning #seniorhealth
 

Medicare & Dental - The Coverage Gap No One Warns You About

In this episode of In Good Company, Spencer breaks down one of the biggest Medicare myths — what’s actually covered for dental in 2026, and what isn’t. From cleanings and crowns to dentures and implants, most dental care falls outside of Original Medicare. But that doesn’t mean you’re stuck footing the whole bill.
You’ll learn:✅ What dental services Original Medicare (Parts A & B) really covers✅ How Medicare Advantage (Part C) handles dental — and why every plan is different✅ The truth about Medigap (Supplemental Insurance) and standalone dental plans✅ How to compare dental benefits, annual maximums, and waiting periods✅ The pros and cons of dental discount programs✅ Quick answers to FAQs like “Can I add dental anytime?” and “Can I have two plans?”
By the end, you’ll know exactly how to protect your smile and your wallet — with coverage that actually works for you.
🎧 Listen to more episodes of In Good Company for clear, honest insights about Medicare, health care choices, and aging well.#medicare2026 #medicare2026 #medicaredental #medicarecoverage #medicareadvantage #medigap #dentalcoverage #dentalinsurance #dentalcareforseniors #seniorhealth #healthcaredecisions #retirementplanning #agingwell #healthinsuranceexplained #moneyandhealth #financialwellness #protectyoursmile #healthcaremyths

Why You Need to Plan Your Funeral with Dr. Ruth Ann Wood-Humiston & Gabe Humiston

We’re joined by Dr. Ruth Ann Wood-Humiston and Gabriel “Gabe” Humiston from Walnut Lawn Funeral Home, Ltd. — a trusted, family-owned funeral home in Springfield, Missouri serving families with “Tender Moments – Tender Care” since 1989. Dr. Ruth Ann, a second-generation owner and licensed funeral director with over 35 years of experience, continues the compassionate legacy started by her parents. Her son, Gabe Humiston, now the general manager, proudly represents the third generation carrying forward the family’s mission of care, integrity, and community service. In this episode, we talk about: The family legacy behind Walnut Lawn Funeral Home and its guiding philosophy of “Tender Moments – Tender Care.” The importance of pre-planning funerals and how it eases emotional and financial stress for loved ones. How pre-need arrangements and payment options can help families prepare with peace of mind. Ways Walnut Lawn helps families create meaningful, personalized services that honor every life uniquely. How faith, community, and compassion play a vital role in the grieving and healing process. And the growing importance of education and technology in modern funeral care. Whether you’ve never thought about funeral pre-planning or are in the process of making arrangements, this conversation offers comfort, clarity, and practical guidance on preparing for one of life’s most profound moments. 💐 About Walnut Lawn Funeral Home Founded in 1989 by the DeGraffenreid-Wood family, Walnut Lawn Funeral Home has become one of Springfield’s most trusted funeral and cremation providers. With a commitment to honoring every life with dignity and compassion, their team offers personalized funeral, cremation, memorial, and pre-need services — including Cherished Pets Funeral Home, a dedicated division for pet loss and remembrance. 📍 Location: 2001 W. Walnut Lawn St., Springfield, MO 65807 🌐 www.walnutlawnfuneralhome.com 📞 (417) 886-6127#funeralplanning #preplanning #endoflifeplanning #funeralprearrangement #peaceofmind #legacyplanning #finalarrangements #funeralservice #cremationservices #lifecelebration #faithandcommunity #familylegacy #compassionincare #griefsupport #healingtogether #communityservice #honoringlife #TenderMomentsTenderCare

Don’t Enroll Until You Know THIS About Medicare Advantage Plans

Medicare Advantage vs. Supplement (Medigap) — what’s the real difference, and which one actually protects you when life takes an unexpected turn? In this episode of In Good Company, we break down the fine print that could save you thousands of dollars — and a whole lot of stress. Financial advisor Paul Morrison joins host Spencer Ernst to unpack: 💡 Why Medicare Advantage and Supplement plans (like Plan G or Plan N) are two completely different systems 💡 The hidden trade-offs behind “$0 premium” plans 💡 What questions you MUST ask before enrolling 💡 How to protect your future self from surprise medical bills 💡 The human side of healthcare — how your values, not just your budget, should guide your choice Whether you’re planning for yourself or helping a loved one, this conversation will give you the clarity and confidence to make an informed Medicare decision. #medicare2026 #medicareadvantage #medigap #medicaresupplement #plang #planning #originalmedicare #turning65 #medicareenrollment #seniorhealth #healthcaredecisions #healthinsuranceexplained #smartretirement #moneyandhealth #financialwellness #healthcarecosts #retirementplanning #medicaremadesimple

If Hospice Scares You, Listen to This with Anjanette LaBellarte & Matt Day

In this special edition of In Good Company, we sit down with Anjanette LaBellarte and Matt Day from the Hospice Foundation for Outreach (HFO) — a nonprofit dedicated to ensuring dignity at life’s end. Together, they share personal and professional insights that redefine what hospice and palliative care truly mean. Matt opens up about surviving cancer and how it reshaped his purpose, while Anjanette reflects on her experience as a caregiver and advocate for compassionate care. We also discuss HFO’s new film, “The Soft Surrender,” a powerful look into love, courage, and connection at life’s final chapter. Highlights: Honest stories about illness, caregiving, and healing. Understanding hospice — separating myth from truth. “The Soft Surrender” documentary and its mission to inspire open conversations about life and death. Practical resources for patients, families, and caregivers. 💡 Learn more about HFO: Website: hospiceoutreach.org Resources: hospiceoutreach.org/resources Film info: hospiceoutreach.org/the-soft-surrender Donate or get involved: hospiceoutreach.org/donate 🎬 Watch, reflect, and share. Join the conversation about hope, dignity, and the beauty of life’s closing chapters.#hospicecare #palliativecare #endoflifecare #hospiceawareness #hospiceeducation #dignityincare #compassionatecare #hospicesupport #lifeanddeath #qualityoflife #caregivingjourney #healingthroughstories #TheSoftSurrender #LoveAndLoss #HopeAndHealing #humanconnection #courageandcompassion #griefsupport #livingwithpurpose #emotionalwellness #HospiceFoundationForOutreach #hfo #endoflifeeducation #communityoutreach #patientadvocacy #healthcaredecisions #nonprofitspotlight #educationalpodcast

Senior Travel Secrets Airlines Don’t Tell You

Traveling doesn’t have to slow down as you age — it just takes a little planning and the right resources! In this video, we’ll cover how seniors can save money on flights, find the best travel deals, and navigate airports stress-free — even with mobility challenges like using a wheelchair, cane, or walker. From booking affordable flights to getting airport assistance and making long trips more comfortable, this guide will help you travel smarter, safer, and more confidently. ✈️ Whether you’re planning your first big trip in years or flying to visit family, you’ll find budget travel tips, accessibility advice, and senior-friendly resources to make your journey easier from start to finish. 🧭 Helpful Resources & Guides U.S. DOT – Traveling with a Disability: https://www.transportation.gov/individuals/aviation-consumer-protection/traveling-disability?utm_source=chatgpt.com MDA – Air Travel Guide (PDF): https://www.mda.org/sites/default/files/2025/04/MDA-Air-Travel-Guide.pdf?utm_source=chatgpt.com PVA – Accessible Air Travel Tips: https://pva.org/research-resources/tips-tools-resources/?utm_source=chatgpt.com WheelchairTravel.org – Flying with a Wheelchair: https://wheelchairtravel.org/air-travel/?utm_source=chatgpt.com DOT – Wheelchair & Guided Assistance: https://www.transportation.gov/individuals/aviation-consumer-protection/wheelchair-and-guided-assistance?utm_source=chatgpt.com AARP – Navigating Airports with Accessibility Needs: https://www.aarp.org/travel/travel-tips/transportation/flying-with-a-disability/?utm_source=chatgpt.com 💡 Travel Tips for Seniors & Passengers with Mobility Needs Before You Fly Contact your airline at least 48 hours before your flight to request wheelchair or boarding assistance. Use special service request (SSR) codes like WCHR (wheelchair for ramp), WCHS (stairs), or WCHC (cabin seat) when booking. Call TSA Cares (1-855-787-2227) 72 hours before travel to arrange personalized security assistance. Pack medications, documents, and essentials in an easy-to-reach bag. Keep a mobility equipment info sheet with device dimensions, weight, and battery type. Use flight search tools like Google Flights, Skyscanner, or Hopper to compare senior discounts and flexible fares. At the Airport Arrive early and self-identify at check-in to confirm assistance. Use airport curbside drop-off zones and request escort services to the gate. During TSA screening, you can request to remain in your wheelchair or receive alternate screening. Take advantage of pre-boarding so you can settle in comfortably. If boarding via an aisle chair, communicate your preferences for transfers. Check if your airport offers a hidden disabilities sunflower lanyard for discreet assistance. In Flight & Arrival Let the flight crew know if you’ll need restroom or deplaning assistance. Ask to have your wheelchair or scooter returned at the gate, not at baggage claim. Take photos of your mobility device before handing it to airline staff. Report any damage immediately to the airline’s Complaints Resolution Official (CRO). Arrange accessible ground transportation (Uber WAV, Lyft Access, or local paratransit) in advance at your destination. Consider travel insurance that covers medical needs and equipment protection — AARP, Allianz, and Travel Guard all offer senior-friendly plans.
#seniortravel #traveltips #budgettravel #airlinesecrets #accessibletravel #travelforseniors #wheelchairtravel #mobilitytravel #disabilitytravel #airtraveltips #travelsmart #travelsafety #travelhacks #agingwell #seniorlifestyle #travelconfidence #travelplanning #independentliving #ingoodcompanypodcast #HavenHome #travelpodcast #educationalpodcast #seniorresources

The Shocking Changes Coming to Medicare Part D in 2026

The Medicare Part D prescription drug market has changed dramatically — and if you rely on it, you need to know what’s coming next. In this video, I’ll break down why the number of available Part D plans has dropped so sharply, how rising premiums and narrower formularies could impact you, and what new rules (like the $2,100 out-of-pocket cap) mean for your wallet. We’ll also cover: The five biggest changes to expect in 2026 Why some insurance agents can no longer help with Part D enrollment How to use Medicare.gov’s Plan Finder Tool to compare plans and save money When discount programs like GoodRx actually make sense — and when they don’t The Part D market isn’t disappearing, but it’s definitely shrinking — and understanding your options is more important than ever. With the right tools and information, you can still find a plan that works for you. 🧭 Helpful Medicare Part D Resources 🔹 Official Plan Finder: https://www.medicare.gov/plan-compare 🔹 State Health Insurance Assistance Program (SHIP): https://www.shiphelp.org/ 🔹 Medicare Drug Coverage (Part D) Overview: https://www.medicare.gov/drug-coverage-part-d 🔹 GoodRx (Drug Price Comparison Tool): https://www.goodrx.com/ #medicare2026 #medicarepartd #medicare2026 #prescriptiondrugs #medicareplans #drugcoverage #RxSavings #medicareupdates #MedicareNews #seniorhealth #healthcaredecisions #healthinsuranceexplained #moneyandhealth #retirementplanning #financialwellness #healthcarecosts #smartretirement #PharmacySavings #ingoodcompanypodcast #HavenHome #healthcarepodcast #medicaremadesimple #NoSalesPitch

The Medicare Mistake That Could Cost You Thousands

If you’re approaching Medicare eligibility or helping someone who is, this episode is for you. We break down one of the most common and confusing questions: Should you choose Medicare Advantage—or stick with Original Medicare and add a supplement like Plan G or Plan N? In today’s episode, we’ll help you understand: ✅ The real cost differences between Medicare Advantage, Plan G, and Plan N ✅ How copays, deductibles, and out-of-pocket maximums actually work ✅ What “excess charges” are—and why most people never see them ✅ Why some people get frustrated with Medicare Advantage (denials, networks, changing benefits) ✅ Why Plan G and Plan N offer predictable, nationwide coverage—and how to decide which fits your budget We’ll also explain how to: 💡 Enroll in Medicare Parts A & B through Social Security 💡 Add drug coverage with a Part D plan 💡 Avoid common enrollment mistakes that can cost you thousands later Whether you’re turning 65 soon or just trying to make sense of your Medicare options, this episode gives you a clear, no-fluff comparison so you can make the best decision for your health and your wallet. 🔗 Helpful Medicare Resources Compare current Medicare plans: https://www.medicare.gov Learn about Medigap coverage: https://www.medicare.gov/supplements-other-insurance/whats-medigap Find Part D drug plans in your area: https://www.medicare.gov/plan-compare CMS official info: https://www.cms.gov#medicare2026 #medicareadvantage #medigap #medicaresupplement #plang #planning #originalmedicare #turning65 #medicareenrollment #seniorhealth #healthcaredecisions #healthinsuranceexplained #smartretirement #moneyandhealth #financialwellness #healthcarecosts #retirementplanning #medicaremadesimple